• DO utilize free online tools to arm you with as much knowledge as possible. If you can’t find your real estate answers on GoldilocksEstates.com, be sure to also research remax.ca

• DO access and closely review your credit score. A sound financial track record and solid credit score can help lock in a loan and lower interest rates. Check your records in advance to catch any errors ahead of time, and to better understand how lenders may perceive you.

• DO explore mortgage pre-approval. Getting this early green light will help others who are involved with your purchase, recognize that you are serious about home ownership – and well-qualified.

• DO line up your “all-star” team of professionals before game day. A team of experienced professionals will be the key to making the home buying process simple and seamless. Start by interviewing and selecting a sales representative who you “connect” with. We will also help put you in touch with a lawyer, mortgage lender, home inspector and any other third parties who play a role in the process of assisting you with purchasing real estate in the Okanagan, British Columbia or abroad.

• DO anticipate your future needs and buy for lifestyle. Try to anticipate how long you’ll live in your next home and plan for major lifestyle changes when possible. What may make a perfect starter home for a couple might not work as well when children come into the picture.

• DO hone in on your housing priorities. Your ideal home may have a porch, a pool and five full baths. But before you start looking, make sure to separate your “must-haves” from your “nice to haves,” so you know where you can compromise to meet your budget.